Privacy Policy

Effective Date: October 29, 2026

Retia Life Compass ("we," "us," or "our") operates the website located at https://retiaatmnet.com/ (the "Site"). This Privacy Policy explains how we collect, use, and protect information when you visit the Site. This Site is an independent informational resource focused on non-financial retirement lifestyle topics. It is not an official TIAA website and is not affiliated with, endorsed by, or sponsored by TIAA or any financial institution.

1. Information We Collect

Information You Provide Voluntarily

If you choose to subscribe to our monthly email note, we collect the email address you submit. We do not request or collect any financial, medical, or sensitive personal information.

Automatically Collected Information

Like most websites, we may automatically receive certain technical information when you visit the Site, such as your IP address, browser type, device type, referring pages, and the date and time of your visit. This information is used in aggregate to understand how the Site is used and to improve its content and performance.

Cookies and Similar Technologies

We may use minimal cookies or similar technologies to support basic site functionality and to analyze aggregate usage. You can disable cookies in your browser settings, though some features may not function as intended.

2. How We Use Information

We do not sell, rent, or trade your personal information. We do not use your information for financial marketing or any financial products or services.

3. Third-Party Services

The Site may use third-party services for hosting, content delivery, fonts, icons, or basic analytics. These providers may process technical information as necessary to deliver their services. We do not share your email address with third parties for their own marketing purposes.

4. Data Retention

We retain email addresses submitted for the newsletter until you unsubscribe or request deletion. Aggregate technical data may be retained for analysis purposes for a reasonable period.

5. Your Choices and Rights

You may unsubscribe from the monthly email note at any time using the unsubscribe link in the email or by contacting us at [email protected]. You may also request access to, correction of, or deletion of any personal information you have provided by contacting us at the same address. We will respond within a reasonable timeframe.

6. Children’s Privacy

The Site is intended for adults and is not directed to children under 16. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can delete it.

7. Security

We take reasonable measures to protect the information we hold. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

8. International Visitors

The Site is operated from the United States. If you access the Site from another region, you do so on your own initiative and are responsible for compliance with local laws. By using the Site, you consent to the processing of information as described in this policy.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The effective date at the top of this page indicates when the policy was last revised. Continued use of the Site after changes constitutes acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected].

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